North Carolina Mortgage
Here is the new law  http://www.ncleg.net/Sessions/2007/Bills/House/HTML/H2188v5.html SECTION 3.  G.S. 53‑243.11 is amended by adding a new subdivision to read: (16)   In connection with the brokering or making of a rate‑spread home loan as defined under G.S. 24‑1.1F, no lender shall provide nor shall any broker receive any compensation that changes based on the
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