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Pensions By Design, Inc. is a specialized retirement and pension plan professional service provider. Pensions By Design, Inc. is staffed with licensed professionals with extensive experience in the design, formation and service of qualified retirement accounts, employee benefit plans and executive compensation plans. Pensions By Design, Inc. provides expertise in creating and maintaining custom qualified retirement plans such as 401(k) plans, Roth 401(k) plans, Profit Sharing Plans, Defined Benefit Plans, Cash Balance Plans, Offset and Cross Tested Plans, ESOP’s (Employee Stock Ownership Plans) and others. We assist companies with the design and creation of employee benefit plans such as Section 125 Cafeteria Plans, Welfare Benefit Plans, VEBA (Voluntary Employee Benefits Association) Plans amongst many others. Pensions By Design, Inc. works with businesses to plan and establish executive compensation plans such as stock bonus plans, stock option plans, non-qualified stock options, ISO’s (Incentive Stock Options), deferred compensation plans, “Top Hat” plans, incentive based plans, SERP’s (Supplemental Executive Retirement Plans), Phantom Stock Plans, equity compensation plans, SAR’s (stock appreciation rights, board of director plans and many others. Our clients consist of small businesses, privately owned companies and professional practices around the country. Pensions By Design, Inc. clients include small businesses of all varieties, law firms, accounting firms, dental practices, medical practice groups, architectural groups, engineering and other professional groups. The numbers of employees typically range from 1 to 100, with larger groups reaching 1,000. We assist you in planning, designing, drafting, creating and implementing retirement, employee benefit and executive compensation plans. Pensions By Design, Inc. assists with the annual administration of your plans to include annual licensed enrolled actuarial services, plan amendments, restat
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